Hi Teachers with (or aspiring to have) Organized Classrooms!
I’m Steve from the Teacher Retirement Help blog, a website that’s been featured on ABC, NBC, CBS, Fox, and Yahoo. I’m thrilled to share my best savings tip from the ‘Enriched Teacher Money Saving Guide’ with you today.
Forget about the money saving tips that tell you to skip your morning coffee to save a couple dollars or the more ‘out there’ tips that suggest you make your own laundry detergent.
This tip is going to help you save large amounts on your current spending. That means no depriving yourself of things you love…maybe need in coffee’s case : D …or change your lifestyle.
Use the Perks & Rewards Available to You to Unlock Massive Savings
There are a whole host of groups you are a part of and services you pay for which provide excellent perks and benefits:
– Credit Cards Companies
– Car Insurance Companies
– Retail Clubs (Sams Club, Costco, etc)
– Gym Memberships
– Teacher Associations and Unions (both on State & National level)
These companies, clubs, memberships, and associations offer significant savings on all sorts of things that you are currently paying full price for. Some of these discounts include:
– Dental, Vision, & Prescription Drug Discounts
– Retail Shopping Discounts
– Airline Travel, Car Rental, and Hotel Discounts
– Deals on Legal & Financial Services
– Discounts on Gifts, Event Tickets, Luxury Goods, and Much More
Those don’t even mention the credit card perks almost every credit card company offers. Call up your credit card company and tell them, “I’d like to have a list of my perks and rewards, can you send me a one-pager”. They’ll give you every perk and reward you’re entitled to in one easy to decipher page rather than hidden in 40 pages of fine print.
Some common credit card perks (that they don’t always openly advertise) include: Extended warranties on electronics, travel insurance, and collision insurance on rental cars.
If you did a quick check every time you were about to travel or spend over $100 to see if a discount was available to you from a company or association, you could easily save hundreds (and potentially into the thousands) of dollars each year with just a few minutes of effort.
How many coffees would you have to skip or gallons of homemade dishwasher detergent would you have to make to earn those types of savings? (Hint: A Lot!)
The key to this tip is that no one is going to spoon feed you when and where you should look for discounts. If you don’t have an organized, easy to use system to check for discounts, you will not keep up with it…regardless of how great the savings will be.
I sincerely hope you take advantage of this tip to help optimize your current spending & unlock massive savings without have to cut anything you love or change your lifestyle!